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What Is Contest Insurance?

Written by Business Insurance on . Posted in Contest insurance, Hole in one coverage

Hole in one car insurance
It feels like you’ve got enough to worry about when organizing your event. You’ve got to make sure that the golf sponsor signs are set up correctly, that enough participants have registered, and all kinds of other tedious administrative tasks. There’s one task whose importance should trump all else: securing the proper contest insurance coverage. But what is contest insurance? You’ve been warned to get it, but only have a vague concept of the notion. Is it really that important? Contest insurance is a contractual agreement that reduces the risk of offering a large prize for a contest. Say for example that the main event of your contest is to have someone sink a hole in one on a particularly difficult c

How Does Life Insurance Work?

Written by Business Insurance on . Posted in How much life insurance should i have, No medical exam term life insurance, Whole life insurance quotes

Life insurance rates
We all hope that when it’s finally our time to go, we can leave our families with large sums of money and no bills that need payment. Unfortunately, this is almost never the case. Nobody knows the future. We could walk along the sidewalk tomorrow and an a piano might fall on us. Where does that leave our mortgage, or car payments? In addition to having a will ready, it’s also necessary to have the best life insurance policy suited for your circumstances in order to have the peace of mind that comes from protection against the unknown. When people buy a life insurance policy, they pay a monthly, quarterly, or annual premium for the policy’s term, which can be as short as a year or as long as a lifetime. If the policy

Three Ways to Get Better Life Insurance Rates

Written by Business Insurance on . Posted in Best life insurance companies, No medical life insurance canada, Smoker term life insurance

No medical life insurance canada
Whether you’re thinking about getting term life insurance or whole life insurance in the relatively near future, then you’ve probably compared a few life insurance quotes to determine what the best price is. However, did you know that there are actually a few things you can do to get the best life insurance rates possible? Avoid Dangerous Activities. If you’re a skydiving instructor, your life insurance rates are going to be higher than an accountant’s. While avoiding such dangerous activities will naturally decrease life insurance rates, people whose careers are based on these hazardous hobbies can’t really st

Comparing Insurance Quotes

Written by Business Insurance on . Posted in Cost of flood insurance, Federal flood insurance, Home owners warranty insurance

Home owners insurance calculator
If you want to compare life insurance rates or get auto insurance quotes, the internet now makes the process a lot easier. If you are struggling to pay for your current insurance or just want to save money on one of the larger expenses in your life, cheap insurance rates can help you out a lot. Between company websites and third party insurance quote aggregators, there are many sites on the internet that can help you to find a better insurance rate. Car insurance is one of the more common and useful forms of insurance, since nearly every American has to deal with it at some point. Car accidents cost the US about $300 billion every year, so insurance that covers these accidents is very important. However, about 16% of drivers are still uninsured, making them a serious liability. Having in

An Interview with Glenn K. Tippy of GBW Insurance

Written by Business Insurance on . Posted in Uncategorized

For over three decades, Glenn K. Tippy and his hardworking staff at GBW Insurance (short for Gerrity, Baker, Williams, Inc.) have strived to protect homes, businesses, automobiles, and even people themselves through quality insurance plans. We caught up with Mr. Tippy to discuss his personal experiences — both good and bad — in operating a small business. What’s it like running a smaller, local business compared to, say, some kind of larger corporate entity? I had spent much of my career running parts of large insurance companies or all of a midsize insurance company. Owning a local or regional business, where you could see the results of working with people, where you would know how the work actually helped people, turned out to be much more important. In a large corporation, there are layers and layers of helpers. In a small business, if the toilet breaks down, either the money to fix it comes out of your pocket or your fix it yourself; either way, you have to have a restroom for the employees. So you learn to do whatever it takes to succeed. Could you describe the best day you’ve ever had as a business owner? One of the days after Hurricane Sandy passed away. When I started answering client phone calls at 4 a.m. because our communication plan worked. When our insurance company partners were able to start taking claims because their disaster plans worked. When our staff members showed up, when they had no power or heat but they wanted to help our clients. When one of our employees slept in her car because she wasn’t sure she had enough gas to get back and forth from home to office, but didn’t tell me because she didn’t want me to order her to stay home — everyone was being paid whether they showed up or not. Our systems worked, and things got better every day for our staff and for our clients. That’s an incredible story! What would you say to aspiring business owners who want to have those same kinds of experiences? Do you have a burning desire to do this? Don’t go if you just think it would be nice to be your own boss. Are you willing to keep going if it takes twice as much work as you expect. Don’t go if you can’t keep going when things are tough. If you can do things better than others and know why someone will pay for that, if you can take bad news but planned for it or are tough enough to fight through, then your own business can make you happier and wealthier than laboring in someone else’s business. GBW Insurance is located at 3 Goldmine Road in Flanders, N.J. You can learn more about their services at www.GBWinsurance.com, by emailing info@GBWmail.com or by calling (973)426-1500.

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Cyber liability insurance, Life insurance policy plans, Workers compensation nj, Workers compensation nj, Home insurance, Low cost motorcycle insurance.

Four Important Questions to Ask to Find an Insurance Provider

Written by Business Insurance on . Posted in Good auto insurance, Home owner insurance

Auto insurance
In the United States, you must have some form of auto insurance in order to legally operate a vehicle on the road. This is done to protect every driver in case of an accident, where an insurance provider must be brought into the situation to cover the cost of damages. As a direct result, your rates might increase, but that’s not anything you should worry about until the time comes. In the meantime, here’s a list of questions to keep in mind when shopping around for the right insurance provider. What kind of coverage do you need? Coverage specifications will always vary from state to state, even when it comes to auto insurance for business vehicles. It’s always a good idea to figure out exactly what’s required in your area and start from there. Look into a number of different companies, build

Why Might You Need Life Insurance?

Written by Business Insurance on . Posted in Car insurance agency, How to find a good insurance agent, How to find life insurance

Car insurance agency
When you buy something valuable, like a home or automobile, you want to make sure that investment is backed up. Enter insurance. Millions of people throughout the United States benefit from car insurance, homeowners insurance and even life insurance. Interestingly, the latter is most important because while cars and homes can hypothetically be replaced, people are irreplaceable. On that note, one of the first things someone should do when they have a family, a job, a house or a combination of the three is to find life insurance. You can find life insurance at a number of different agencies, and most life insurance agents can help find life insurance policies to fit any family. Importantly, life insurance should only be purchased from a