Did you know that the very first car insurance policy was written up in the UK, back in 1895? Today, insurance is mandatory for car owners in most states, and many people are wondering how their automobile insurance rates add up in comparison to the rates others get with alternative companies. Here are four things you should know about car insurance. 1. Discounts Insurance companies can offer discounts in certain states because they see you as less risky compared to other drivers. Driver education courses, being a good student, safety devices, GPS devices, low mileage, and anti theft devices can all save you money, so talk to your agent or company to see if there are any potential discounts you can access. 2. Your Car Impacts Your Price Insurance premiums are partially based on the price of your vehicl
When Benjamin Franklin made his famous “death and taxes” quotation, pardon the tire cliche, he hit the nail right on the head. As insightful as he was, if Mr. Franklin were alive today, it is plausible that he might revise his assertion to include insurance. As all car owners, homeowners, and employees can attest, insurance is simply fact of life of modern life. Although most people enjoy paying for their insurance premiums about as much as they do income taxes, should they be unfortunate enough to need it, all you will hear are massive sighs of relief. For those people who are fortunate enough to have health insurance through their employers, it is almost impossible to translate that value into real dollars. And when people do not have health insurance, they are at a considerable disadvantag
When the most iconic of all American forefathers, Benjamin Franklin, made his infamous remark about “death and taxes” he hit the nail right on the head. However, we might revise, just slightly, Mr. Franklin’s astute axiom to include insurance; because any American who wants to live a satisfying life and be an active participant in society will be required to purchase some kind of insurance. Whether its automobile insurance, homeowners insurance, insurance for small businesses, health insurance, or life insurance, insurance is a fact of life for every active citizen. Luckily, the internet is chock full of useful insurance news that will provide homeowners with a wealth of insurance tips, health insurance tips, life insurance tips, and even renters insurance tips. The top insurance news websites offers so much e
Gaining an edge in the competitive job marketplace of today is something that many individuals might struggle with. Lots of industries are saturated with talented workers who have similar backgrounds that include an education and work experience. One thing that individuals might want to do in order to stand out is gain an in depth knowledge of the industry that they work in. While there are multiple ways to do that, keeping up with the latest business news might be the best option. By following business news stories and developments, workers could be exposed to ideas, insights, and information that they might not see during a normal work day. This could help give them the edge they need for a big promotion or new job. This could prove to be particularly true for workers in the insurance field. Insurance business news could include all kinds of information that individuals are not likely to experience during their daily tasks. Insurance news could include new laws and regulations, insurance claims that might impact the company someone works at, or even something simple like a false claim and how it was handled. Whatever the case may be, this kind of business news can be a great resource for anybody who wants to make sure they have an in depth knowledge of their industry that allows them to stand out from their competition. When it comes to following the latest business news, individuals have several options. For many, reading the paper at the breakfast table before work every morning is the best way to do so. Others will want to grab a cold drink, kick their feet up, and turn on the TV in order to relax and catch up with the latest business news after a long day at work. Either way, being able to regularly read or hear about the latest stories is a great advantage for anyone looking to give their career a boost. Taking just a little bit of time every day to learn about recent business news can be quite beneficial. If someone has a busy schedule that is packed full of activities other than work, it might be difficult to find time to read the paper or turn on a great TV business news program every day. If that is the case, then they might want to use the internet to learn about all of the latest business news stories. The web will allow them to stay informed right from their desk while they have a bit of free time at work, or, if sites are optimized for mobile use, from their smartphones and tablets. Those sites can help anyone stay informed while on the go and working through busy schedules.
If you are involved or interested in the insurance industry, it is a good idea to be aware of the latest trends in insurance news. There are several places you can obtain insurance business news. Newspapers, online subscriptions, television programs, and magazines are several popular methods. Here are some headlines that have been making waves this week in insurance business news. On the coast, the cost of home insurance has skyrocketed. In Alabama, a man who used to pay less than a thousand dollars for his home owners insurance in the late 1990s is now paying an annual premium of about five thousand dollars every year, which he says is scaring away new home owners, making it difficult to sell. Across the nation, the cost of homeowners insurance has risen twice as fast as the rate of inflation, and the states who saw the largest percentages are border states. In Florida, the rate rose by 90 percent since 2003. Experts are saying that the insurance rates in hurricane areas have been too low for too long, and are unlikely to ever return to pre 2003 rates. Warren Buffet, who is the billion dollar chairman of Berkshire Hathaway, is planning to expand into the commercial insurance industry, which is pretty big business news since it has the potential to instigate other businesses into investing in the same way. In the past, Berkshire has usually concentrated on covering auto insurance rather than commercial properties. buffet feels it is a good bet. In Minneapolis insurance business news, legislators and others are worried that a state run liability insurer, called MJUA, is presenting a public health risk because it allows bad doctors who make mistakes to continue operating. The issue here is that certain doctors are sued so frequently because of the inherent risks in difficult operations and surgeries that regular insurance companies are not willing to cover them. Because of this, MJUA helps keep high risk doctors in work. While it assists doctors whom are necessary for the system, it has the unintended consequence of letting bad doctors in through the back door.
There are quite a few things out there to watch out for when it comes to fraudulent insurance claims. The most important thing to keep in mind is that, no matter what takes place, insurance claims should always be filed as soon as possible to avoid any risky business going on when it comes time to collect on the claim. An insurance company, in a nutshell, deems false insurance claims as something that has been altered in some way in order to get the money from fraudulent insurance claims. For example, if a person claims that they were rear ended or in an auto collision that results in damage to the car, then file for a claim only to take the money and use it elsewhere, that would fall under the category of fraudulent insurance claims. Insurance companies have many ways around these claims, such as sending out a person to evaluate the damage and such, but sometimes legitimate claims slip through the cracks and the company views them as funny insurance claims. When it comes to Elephant insurance claims, they handle them much the same way any other insurance company would. The fraudulent insurance claims are reported and reviewed, as are legitmiate3 insurance claims, but then the fraudulent insurance claims department of the company will file a review or go through some sort of process to determine whether or not the fraudulent insurance claims are actually okay or not. If you find yourself in the middle of this type of situation, it would be wise to find some sort of information on what steps you must take to prove that you are not looking to file fraudulent insurance claims. Try searching the internet for fraudulent insurance claims help or reviewing some resources on how to remedy the situation by proving that you are in the right and trying to hoodwink the insurance company.
Where do people go to get their up to the minute insurance business news? Well, according to one research poll, the news landscape and how we consume our news are changing very quickly. We all know that print news sources, particularly newspapers, have taken quite a hit in recent years. But now it appears that television sources of news (including local news, network news, cable news, and business niche news like insurance news or insurance business news) is lagging as well. Even the viewership of news giant, CNN, has fallen over the past four years (according to a new survey, 16 percent of people polled said they regularly watched CNN; in 2008 that number was 24 percent). What news format is leading the way? You guessed it: online. Consuming news via online and digital news sources (this includes mobile access from tablets or smart phones as well as social networking sites) is rising at warp speeds. Seventeen percent of adults surveyed said they got news headlines from their mobile device the day prior. In addition, more than just accessing news, such as insurance business news, on a mobile version of a website, social networking sites are becoming a leading source of breaking news for many Americans. In fact, in less than three years, the percentage of Americans who say they saw breaking news or news headlines from a social networking website has more than doubled from nine to nineteen percent. Compounding this data is the demographic; when polling adults younger than 30, just as many got their news from a social networking site (33 percent) as they did from television (34 percent). How many adults under 30 got their news from a print or digital newspaper? A mere 13 percent. However, among specific niches of business news (such as insurance business news pertaining to the industry, or insurance business news headlines that are relevant to everyone), digital versions of newspapers are valuable sources as are insurance business news blogs and websites specifically geared toward those in the industry.
Are you interested in the latest insurance news? Many interesting and relevant headlines popped up this week though out various business news websites. Here is a brief rundown in the latest. First in insurance news, Warren Buffet, the billion dollar chairman of Berkshit Hathaway that has long been seen as a predictor of market trends, is planning to expand in commercial insurance. He thinks that a move into commercial insurance is a good bet. Previously, Berkshire concentrated mostly on auto coverage and not so much on commercial properties. Second, Oregonians are now five months away from being able to purchase individual insurance. This relates to both state changes as well as the Affordable Care Act. Third in insurance business news, in Wyoming, state legislators are advising business owners to prepare for the changes that the Affordable Care Act will bring. Although the changes will not take place until the first of January next year, it is recommended that businesses start planning and changing now, in order to avoid fines later on. Businesses with fifty or more full time employees will be required to follow the new laws. Fourth in insurance news, in Minneapolis, a state run liability insurer, MJUA, helps to keep high risk doctors working. At this point, certain doctors are sued so frequently because of their line of work and its inherent risks, that regular insurance companies are unwilling to cover them. There is worry that this presents a health risk to the public, since it allows bad doctors to stay in business. The state is looking into ways to regulate MJUA in a way that is more cognizant of public threats to health. Fifth in insurance news,, many small businesses are reporting sticker shock at the higher prices insurance companies want to charge them under the new health care laws, mostly because they have never offered insurance before, not because the rates are especially high. Hopefully, employers will be able to balance this.
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Something my grandfather always told me as I was growing up was to stay informed. And his advice has been good throughout the years, simple as it might be. No matter what you do in life or where you go, it pays to stay informed, whether that means knowing the local terrain during your camping trip, or knowing the details of your particular work industry. For people interested in keeping up with business news, there are several things I would do as a way to keep in touch. First, consider getting a business news specific magazine. Magazines are ideal for people who have enough time to read through articles that are several pages long, and who do not work in extremely timely industries, since articles are usually written several days or weeks before the magazine is printed, issues are usually weekly or monthly, and the magazine arrives at houses several days after being printed. For many people, magazines are ideal for giving good overviews of different issues with a little more depth than what one might encounter in a television program. Second, television programs are potential places to catch up on business news. I think this is perfect for people who prefer hearing news rather than reading it, and this is also a medium geared toward multi taskers. The quality and depth of the news really depends on the preferred program. News stations that do not specifically concentrate on business news tend to write for the average viewer, rather than for people who already have a basic understanding of the industry. Third, try and get news specific to your industry. This is easier to do with magazines and newspaper articles online, but can possibly be accomplished with television so long as you find specific programs. For example, if you work in the insurance industry, you will want insurance business news. Insurance news can be found anywhere business news can be, but it would serve you well to concentrate on finding that rather than all types of news in particular.