In most states around America, car insurance is a legal requirement to drive. There are many different kinds of car insurance coverage, which can make it difficult to understand. Let’s take a look at some of the different kinds of car insurance.
Liability insurance is the first kind of car insurance that we are going to talk about. This is the insurance that will pay for the damages in a car accident if you were the one who caused it. Liability insurance will pay for bodily injuries, damage to the other vehicle, and maybe even court fees of the other person. Different car insurance plans have different amounts of money that the insurance company will pay. There is a set amount, and if the damages exceed that amount, you will have to pay the rest.
Uninsured motorist coverage is the other form of car insurance that we are going to talk about. This insurance protects you in the event that you get in an accident with someone who doesn’t have insurance. If the other person doesn’t have insurance they might not have a way to pay for the damages. This is where the insurance kicks in.