If you are a business owner who uses trucks, vans, or other vehicles for your business’s operations, you need to get commercial auto insurance. It protects you, your employees, and your property in the event of an accident or other damage. This video explains the basics of commercial auto insurance so you can understand why it’s so important.
If you own and drive the vehicle, you will need a commercial auto insurance policy. You will also need extended coverage if your employees use other vehicles you own. There are different types of coverage that will protect you against different types of damage.
Liability insurance is usually required by state law, but you may want more coverage in the event that your vehicle is damaged by an uninsured motorist or something else, like a falling tree branch.
The type and weight of the vehicle is also important. Commercial trailers, dump trucks, tow trucks, etc. all require specialized forms of commercial auto insurance. Talk to an insurance agency to figure out the specifics of their policy because it will change from provider to provider.
For more information on commercial auto insurance policies, check out the video in the link above.